For many students, it's fulfilling a childhood dream to become a doctor. They've worked hard all through high school and college and achieved excellent scores on their MCATs. Now it is time to apply to a host of medical schools; however, the dream suddenly becomes reality when students realize the enormous cost that goes along with becoming a doctor.

Factoring in the amount of debt after graduation can be a heartbreaking experience. According to the American Medical Association, the average medical school student owes $140,000.

Shockingly, that amount doesn't include room and board, and if the student chooses a private institution, the amount of total debt doubles. Med students have to factor in how much they will be paid after their residency when they become a doctor.